Cinch Home Services Review

Name: Cinch Home Services
Brand: Cinch Home Services

Cinch Home Services provides coverage for repairs and replacements on appliances and home systems. The company is headquartered in Boca Raton, Florida, and operates in all states except Alaska and Hawaii.

100k+

Number of customer served

States Covered

180 days

Guarantee

$1,500

Coverage Limits

Coverage Pricing and more

OFFERS - N/A

Premium - $27.99 ,$32.99,$39.99

Deductible - $100, $125, $150

Review Home
Warranties

4.5/5

Home Warranty
Reviews

3/5

Consumer
Affairs

4.1/5

Consumers
Advocate

3.8/5

Investopedia
Rating

4.2/5

BBB
Rating

Cinch Home Services has more than 40 years of home industry experience. According to the company, they respond to more than 1 million service requests a year and are said to have a nationwide network of 18,000 contractors.

Cinch Home Services Plans

Cinch Home Services offers three plans that cover parts and components of more than 20 appliances and home systems.

Appliances
Built-in Systems
Complete Home

Appliances

Air Conditioners
Refrigerators
Dishwashers
Built-in-Microwaves
Cooktop
Clothes Washer
Clothes Dryer
Food Centers Built-in
Freestanding Ice Makers
Built-In Trash Compactor
Ranges
Range Exhaust Hoods
Wall Ovens
Air Conditioner or Water Filter Credit
Water Sensor

Built-in Systems

Water Heater
Sump Pump
Ceiling Fans
Garage Door Openers
Toilets
Garbage Disposal
Instant Hot/Cold Water Dispensers
Electrical System
Plumbing System
Central Vacuum
Smoke Detectors
Doorbells
Air Conditioner or Water Filter Credit
Water Sensor
Air Conditioning Including Ductwork
Attic Fans
Heating System Including Ductwork
Whirlpool/Jetted Tub (Built-in)

Complete Home

Water Heater
Sump Pump
Ceiling Fans
Garage Door Openers
Toilets
Refrigerators
Dishwashers
Built-in-Microwaves
Garbage Disposal
Instant Hot/Cold Water Dispensers
Electrical System
Plumbing System
Cooktop
Clothes Washer
Clothes Dryer
Central Vacuum
Food Centers Built-in
Freestanding Ice Makers
Smoke Detectors
Doorbells
Built-In Trash Compactor
Ranges
Range Exhaust Hoods
Wall Ovens
Air Conditioning Including Ductwork
Attic Fans
Heating System Including Ductwork
Whirlpool/Jetted Tub (Built-in)

How Much Does The Cinch Home Services Cost?

The price of Cinch Home Services depends on the type of coverage you choose. On average, the cost varies between $27.99 to $39.99 per month. In addition to the monthly premium, you must pay a deductible when you request a service.

What Is Deductible?

A deductible is an amount that you are required to pay when you request a service. Cinch Home Services plans offer multiple deductible options, of which you can choose your preferred one. Note that you can choose to pay a higher monthly premium and have a lower deductible, or vice versa.

Requesting A Service From Cinch Home Services

When your covered appliance or home system breaks down, request a claim online or by calling representatives at (844) 324-5688. The company will then assign you a contractor who will inspect your device and report the issue. The company will determine whether the issue is covered under your warranty plan before approving your claim.

How To File A Cinch Home Services Claim Online?

To file a claim online, visit the ‘My Account’ page and login into your account. You can also file a claim as a guest user if you have an existing protection plan or Cinch on-demand.

Why Opt For Cinch Home Services Plans?

The company assures the following benefits if you opt for their plans:

180-day guarantee on workmanship
24/7 customer support
Protects against unknown pre-existing conditions
Discounts on warranty plans

Red Flags To Watch For

According to customer reviews, below are some points that you should keep in mind before buying a home warranty plan:

The company doesn’t provide services on time
The company may sometimes deny the claim

Our Verdict

You can consider buying Cinch Home Services coverage if you want to cover your appliances and home systems from unknown pre-existing conditions. But if you are residing in Hawaii or Alaska, or are looking for a customizable home warranty plan, invest in plans offered by other popular companies.

FAQs

How much does Cinch charge to transfer the warranty plan to a new owner?

Cinch Home Services lets you transfer your coverage to the new homeowner. The company charges $25 as a transfer fee.

What kind of properties does Cinch cover?

Cinch Home Protection covers a single-family residence, including a townhouse, villa, or condominium. The company also covers manufactured homes used for residential purposes, provided a manufactured home.

Can I ask Cinch to replace my faulty device?

No, the decision to replace the faulty part and component is solely Cinch’s decision. If the company feels that the part is beyond repair, then it will replace it. The replaced part will have the same efficiency and performance as the original, but the color and brand may vary.