The Best Home Warranty Companies of 2024

Elite Home Warranty

50% Off + First Month Free

BEST OVERALL

Premium

$44.99 - $59.99

Deductible

$0 & $70

Active States

49

Appliances Limit

$7,000

System Limit

$8,000

Response Time

24-48 hrs

50% Off + First Month Free

Pros

EHW accredited by the BBB and holds an A+ rating
Option to choose preferred technicians
EHW offers no contracts, allowing cancellation anytime

Cons

Services not available in Texas, California and Wisconsin

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BBB Rating

A+

American Home Shield (AHS)

Premium

$29 - $79

Deductible

$100 & $125

Active States

48

Appliances Limit

$6000

System Limit

5,000

Response Time

2 days

Pros

Industry pioneer since 1971
Covers electronic devices
High coverage caps

Cons

Limited range of add-on items

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BBB Rating

B

First American Home Warranty

Premium

$336 - $534+

Deductible

$85

Active States

35

Appliances Limit

$3,500

System Limit

$1,500

Response Time

2 days

Pros

Good network of pre-screened, qualified technicians
Covers breakdowns due to improper installations or maintenance

Cons

AC coverage has to be purchased as add-on
Very limited auxiliary service options

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BBB Rating

B

Cinch Home Services

Premium

$27.99 ,$32.99,$39.99

Deductible

$100, $125, $150

Active States

48

Appliances Limit

$2,000

System Limit

$1,500

Response Time

1 day

Pros

Fully tech-enabled services for convenience
Covers major home systems and appliances
Offers $25 credit for fridge and AC filters

Cons

Higher than average deductibles
Only one combined systems and appliance plan

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BBB Rating

B

2-10 Home Buyers Warranty

Premium

$19,$51,$60

Deductible

$85 - $100

Active States

44

Appliances Limit

$2,000

System Limit

$2,000

Response Time

2 days

Pros

Has warranty plans for homeowners, realtors and builders
Affordable pricing compared to market average
Pays 97.5% claims as stated

Cons

Higher than average deductible
Not available in Alaska and Hawaii

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BBB Rating

NR

Liberty Home Guard

$200 Off + 2 Months Free + Free Roof Leak Protection

Premium

$50 - $60

Deductible

$90

Active States

50

Appliances Limit

$2000

System Limit

$2000

Response Time

Up to 48 hours

$200 Off + 2 Months Free + Free Roof Leak Protection

Pros

Protects your repairs for 90 days 
Up to 43 items available as add-ons  
A live chat option

Cons

Relatively new entrant to the industry
Lower coverage limits

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BBB Rating

NR

Choice Home Warranty

First Month Free + Limited Roof Coverage

Premium

$46 - $55

Deductible

$75- $125

Active States

49

Appliances Limit

$3000

System Limit

$3000

Response Time

2 - 4 days

First Month Free + Limited Roof Coverage

Pros

Free coverage for the first month
No mandatory home inspection
Offers parts & labor guarantee

Cons

No coverage in California & Washington
Limited coverage caps for some items

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BBB Rating

B

Select Home Warranty

Get $150 Off + 2 Months Free + Free Roof Coverage

Premium

$299 - $499

Deductible

$60

Active States

46

Appliances Limit

$500

System Limit

$2,000

Response Time

N/A

Get $150 Off + 2 Months Free + Free Roof Coverage

Pros

Coverage for mobile homes
Charges multiple call fees for multiple repairs
Free roof leak coverage

Cons

Low coverage caps
Service guarantee of 90 days

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BBB Rating

C

ServicePlus Home Warranty

Get $200 Off + 2 Months Free

Premium

$41.66 - $45.83

Deductible

$75

Active States

46

Appliances Limit

$1500

System Limit

$1,500

Response Time

2 days

Get $200 Off + 2 Months Free

Pros

Free roof leak coverage
First 2 months free
Emergency service available

Cons

Limited coverage caps
Not available in every state

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BBB Rating

NR

Old Republic Home Protection

Premium

$405 - $770

Deductible

$65

Active States

29

Appliances Limit

$3,500

System Limit

$2,500

Response Time

2 days

Pros

Plans customized for each region
Reputable and experienced company
Offers limited pest control services

Cons

Cancelation charges in some states
Not available nationwide

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BBB Rating

A+

The Home Service Club

Premium

$51.25 - $62.50

Deductible

$65,$95,$125

Active States

50

Appliances Limit

$800

System Limit

$2,000

Response Time

1 day

Pros

Utility & service line Coverage
Flexible options with choice of add-ons
90-day service recall period

Cons

Only two plans
Higher pricing than market average

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BBB Rating

C

America's Preferred Home Warranty

Premium

$39.58- $62.08

Deductible

$50, $75, $100, $125

Active States

49

Appliances Limit

$1,000

System Limit

$25,000

Response Time

1 day

Pros

Allows you to pick service technician
‘A+’ BBB Accreditation
Covers your hotel stay due to repair work

Cons

No coverage in California & New Hampshire
Washers & Dryers not covered in Standard Plan

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Google Rating

TrustDale

Investopedia

BBB Rating

A+

Home Warranty of America

Premium

$275 - $695

Deductible

$75 - $100

Active States

50

Appliances Limit

$400

System Limit

$2,000

Response Time

1 - 2 days

Pros

No requirement for a house inspection
Choice of deductibles available
Offers plans for energy efficiency

Cons

Chances of claim denials high
No nationwide coverage

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BBB Rating

B-

OneGuard Home Warranties

Premium

$29 - $60

Deductible

$65

Active States

3

Appliances Limit

N/A

System Limit

N/A

Response Time

N/A

Pros

Offers pest control & home services
Operates in Arizona, Texas, and Nevada
Refrigeration expertise available

Cons

Limited coverage caps
Provides only undetectable pre-existing conditions coverage

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BBB Rating

A-

HSA Home Warranty

Premium

$589 - $619

Deductible

$100 - $125

Active States

30

Appliances Limit

$3,000

System Limit

$1,500

Response Time

2 days

Pros

Over 30 years of experience
From the house of AHS
Covers code violations and improper installation in upgrade plan

Cons

Not available nationwide
No customizable plans

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BBB Rating

B

Landmark Home Warranty

Premium

$424-$675

Deductible

$70, $100

Active States

6

Appliances Limit

N/A

System Limit

N/A

Response Time

N/A

Pros

Plans include services such as rekeying and tune-ups
Multiple deductible options offered
Fair compensation

Cons

Higher chances of denials in claim
Delayed services
Available in only 6 states

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BBB Rating

B+

Fidelity National Home Warranty

Premium

$265 - $420

Deductible

$75

Active States

17

Appliances Limit

$5,000

System Limit

N/A

Response Time

N/A

Pros

Provides skilled and high quality service contractors
Offers BPG Home Inspection as a partner for real estate clients

Cons

Not available nationwide

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BBB Rating

A+

Don't let broken appliance break the bank

2024's Top Home Warranty Companies

Elite Home Warranty

American Home Shield (AHS)

First American Home Warranty

Cinch Home Services

2-10 Home Buyers Warranty

Liberty Home Guard

Choice Home Warranty

Select Home Warranty

ServicePlus Home Warranty

Old Republic Home Protection

The Home Service Club

America's Preferred Home Warranty

Home Warranty of America

OneGuard Home Warranties

HSA Home Warranty

Landmark Home Warranty

Fidelity National Home Warranty

Don't let broken appliance break the bank

2024's Top Home Warranty Companies

Elite Home Warranty

American Home Shield (AHS)

First American Home Warranty

Cinch Home Services

2-10 Home Buyers Warranty

Liberty Home Guard

Choice Home Warranty

Select Home Warranty

ServicePlus Home Warranty

Old Republic Home Protection

The Home Service Club

America's Preferred Home Warranty

Home Warranty of America

OneGuard Home Warranties

HSA Home Warranty

Landmark Home Warranty

Fidelity National Home Warranty

Best Home Warranty Companies

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