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Liberty Home Guard Review

Established in 2017, Liberty Home Guard has grown rapidly to become a nationwide provider of home warranty plans. They are known for focusing on customer satisfaction and offer affordable coverage options starting at $49.99 monthly. Liberty Home Guard has got you covered whether you need protection for your appliances, systems, or both.

N/A

Max Claim amount

50

States Covered

90 days

Guarantee

$2000

Coverage Limits

Coverage Pricing and more

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OFFERS - $200 Off + 2 Months Free + Free Roof Leak Protection
premium_icon
Premium - $50 - $60
deductible_icon
Deductible - $90
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Review Home
Warranties

N/A

Home Warranty
Reviews

4.7/5

Consumer
Affairs

3.0/5

US
News

4.9/5

US
News

4.9/5

BBB
Rating

NR
Liberty Home Guard offers a range of coverage options to suit your specific needs. Their three main plans, Systems Guard, Appliance Guard, and Total Home Guard, provide comprehensive protection for your home.  The table below contains the coverage details of LHG’s three main plans:
  • Systems Guard
  • Appliance Guard
  • Total Home Guard

Systems Guard

  • Air Conditioners
  • Ductwork
  • Water Heaters
  • Heating System
  • Electrical System
  • Plumbing

Appliance Guard

  • Garage Door Openers
  • Refrigerators
  • Ranges/Cooktops
  • Ovens
  • Dishwashers
  • Garbage Disposal
  • Ceiling and Exhaust Fans
  • Clothes Washer
  • Clothes Dryer
  • Built-in Microwave

Total Home Guard

  • Air Conditioners
  • Heating Units
  • Ductwork
  • Garage Door Openers
  • Water Heaters
  • Refrigerators
  • Ranges/Cooktops
  • Ovens
  • Dishwashers
  • Built-in-Microwaves
  • Garbage Disposal
  • Electrical System
  • Plumbing System
  • Ceiling and Exhaust Fans
  • Clothes Washer
  • Clothes Dryer

Add-On Coverage

Along with the plans, you can select from Liberty Home Guard’s most comprehensive add-on options to increase your coverage.  
  •  Pool And/Or Spa Equipment
  • Stand Alone Freezer
  • Additional Spa
  • Trash Compactor
  • Ice Maker (In-Fridge)
  • Plumbing Fixtures
  • Pro-Series Refrigerator Coverage
  • Pro-Series Clothes Dryer
  • Septic System Pumping
  • Second Refrigerator
  • Lighting Fixtures
  • Lawn Sprinkler System
  • Freestanding Ice Maker
  • Grinder Pump
  • Pro-Series Range/Oven/Cooktop Coverage
  • Window Washing/Cleaning
  • Well Pump
  • Limited Roof Leak
  • Gutter Cleaning
  • Electronics Protection
  • Wine Cooler/Fridge
  • Water Dispenser Water Line
  • Pro-Series Dishwasher Coverage
  • Casita Guest Unit
  • Sump Pump
  • Water Softener
  • Pest Control
  • Swamp Cooler
  • Salt Water Pool
  • Instant Hot Water Dispenser
  • Pro-Series Microwave
  • Central Vacuum
  • Re-Key
  • Carpet Cleaning
  • Ejector Pump
  • Generator
  • Reverse Osmosis Water Filter System
  • Pro-Series Washing Machine

How Much Do Plans Of Liberty Home Guard Cost?

Appliances Guard, its most affordable plan, starts at $49.99 per month. Similarly, the Systems Guard Plan costs nearly $54.99 monthly. On the other hand, Total Home Guard is priced at $59 per month on the monthly plan. The average costs of Liberty Home Guard plans are as follows:
Appliances Guard Systems Guard Total Home Guard
Single Family Home/Condominium/Other $49.99/Month $54.99/Month $59.99/Month
$499.99/Annum $549.99/Annum $599.99/Annum
Duplex Apartment $99.98/Month $109.98/Month $119.98/Month
$999.98/Annum $1099.98/Annum $1199.98/Annum
Triplex Apartment $149.97/Month $164.97/Annum $179.97/Annum
$1499.97/Annum $1649.97/Annum $1799.97/Annum

What Is Trade Service Call Fee (TSCF)?

It's important to note that when a qualified technician visits your home to address a covered claim, a service fee will apply per claim. This fee is separate from your monthly premium. Liberty Home Guard charges a service fee of $90/claim.

Requesting Liberty Home Guard Service

You can file a claim 24/7 by logging into your account on Liberty’s website or by calling LHG’s phone number (866) 912-0471. Under normal conditions, Liberty Home Guard will arrange for a qualified technician to visit your home for repairs or replacements within two business days of receiving your service request.

Why Opt For Liberty Home Guard’s Plans?

With Liberty Home Guard, you can avail of the following benefits
  • Offers workmanship guarantee of 90 days
  • Extensive add-on coverage of 43 items
  • A live chat option
  • A comprehensive contractor network of over 10,000 certified technicians

Red Flags To Watch For

According to the Liberty Home Guard reviews, there are no major red flags. Despite being a relatively new player in the home warranty market, Liberty Home Guard (LHG) has established a positive reputation for customer service, reflected in its generally favorable ratings. However, some customers have mentioned higher plan costs and occasional claim denials. 

Our Verdict

While Liberty Home Guard boasts positive reviews and excels at customer service, its plans might be better suited for those seeking basic coverage. Customers seeking more comprehensive protection may find their options limited and potentially pricier. It's important to carefully review plan details and ensure your needs are covered before committing.
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