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The Home Service Club Review

Name: The Home Service Club
Brand: The Home Service Club

Established in 2008, the Home Service Club offers home warranty coverage options that protect appliances and home systems. The company is headquartered in New York and operates across all states except Washington and Wisconsin.

$2,500

Max Claim amount

States Covered

90 days

Guarantee

$2,000

Coverage Limits

Coverage Pricing and more

OFFERS - N/A

Premium - $51.25 - $62.50

Deductible - $65,$95,$125

833-210-3463

Review Home
Warranties

4.6/5

Home Warranty
Reviews

4/5

Consumer
Affairs

4/5

Consumers
Advocate

4.3/5

Investopedia
Rating

4.1/5

BBB
Rating

According to the Home Service Club, they have a network of 10,000 top-rated, independent service providers who provide high-quality work.

The Home Service Club Plans

The Home Service Club offers Standard Coverage and Comprehensive Coverage options. The Standard Coverage protects 18 devices, and the Comprehensive Coverage covers 33 devices.

Standard Coverage
Comprehensive Coverage

Standard Coverage

Trash Compactor
Ceiling Fans
Garage Door Openers
Water Heaters
Refrigerators
Ranges/Cooktops
Ovens
Dishwashers
Built-in-Microwaves
Garbage Disposal
Heating System
Electrical System
Plumbing System
Air Conditioning System
Clothes Washer
Clothes Dryer
Central Vacuum
Food Centers Built-in
Freestanding Ice Makers
Water Leaks

Comprehensive Coverage

Ductwork
Trash Compactor
Sump Pump
Ceiling Fans
Garage Door Openers
Water Heaters
Ranges/Cooktops
Ovens
Built-in-Microwaves
Garbage Disposal
Heating System
Plumbing Stoppage
Plumbing System
Air Conditioning System
Clothes Washer
Clothes Dryer
Central Vacuum
Food Centers Built-in
Freestanding Ice Makers
Gas and Water Leaks
Recirculating Hot Water Pump
Whole House, Exhaust, and Attic Fans
Smoke Detectors
Telephone Wiring
Alarm Wiring
Doorbells
Whirlpool Motor and Pump Assemblies

Optional Coverage

The company covers additional items at extra cost. They include:

Outside Water Line
Outside Sewer Line
Outside Gas Line
Outside Electric Line
Sprinkler System
Grinder Pump
Pool Coverage
Sprinkler System
Roof Coverage
Freestanding Freezer
Spa
Sewage Ejector Pump
Water Softener
Well Pump
Jetted Bathtub
Refrigerators Built-In Units With Dual Compressors

How Much Does The Home Service Club Cost?

The cost of the Home Service Club’s home warranty plans varies depending on factors like the size and location of your home, the type of plan, and the Trade Service Call Fee.

What Is A Trade Service Call Fee?

The Trade Service Call (TSC) fee, also known as the deductible, is a one-time, pre-set fee that you are required to pay when requesting a service from the company.

Requesting The Home Service Club’s Service

You must file a claim online or by calling (800) 601-1009 when your protected device breaks down. The company will then assign you a service contractor who will schedule a mutually agreed appointment. The service contractor will inspect the device and report the issue to the company, receive approval from the company, and fix the issue.

Why Opt For The Home Service Club’s Plans?

The company assures the following benefits if you choose to buy their home warranty coverage:

Complete coverage regardless of devices’ age, make, or model
Multiple options on out-of-pocket deductibles
No need for maintenance records or home inspections
90 days guarantee on repairs
Service with 12 hours on business days
24/7 claim process

Red Flags To Watch For

According to the Home Service Club BBB customer reviews, here are a few aspects that you should know before buying a plan from the company:

The company doesn’t provide service on time
The company may make efforts to deny paying for a claim

Our Verdict

The key highlights of Home Service Club warranty plans allow you to choose if you want to pay a higher monthly premium and lower deductible or vice versa, depending on your requirements. So if you are looking for flexibility on payments along with comprehensive coverage options, you can opt for Home Service Club plans. But if you are looking to protect your electronic items or smart devices, you can check out other home warranty companies.

FAQs

Does Home Service Club cover mobile homes?

Yes, Home Service Club protects mobile homes, provided they are permanently secured to the ground, and you own the land they are located on.

Does the Home Service Club have a waiting period?

Yes, Home Service Club has a 30-day waiting period. During this period, the company may require an inspection of covered home systems, appliances, and components.

Will Home Service Club provide service on weekends?

Home Service Club does offer services on weekends and public holidays. The company may try to provide services within 12 hours on business days and 24-48 hours on weekends.