Home Warranty in Texas: Comprehensive Guide for 2025
Safeguarding your Texas home against unexpected repair costs is essential, given the state’s unique challenges, such as extreme weather conditions, rising repair costs, and aging homes. A home warranty provides peace of mind and financial security by covering repairs or replacements for major systems and appliances.
This guide delves into the top-rated home warranty providers, their benefits, coverage details, costs, and why a home warranty is a must-have for Texas homeowners.
Top Home Warranty Providers in Texas
Here’s a detailed breakdown of the best home warranty providers in Texas, their coverage, pricing, and what makes them stand out.1. Elite Home Warranty
Plans, Cost & Coverage
- Coverage: Fully customizable plans for appliances, systems, and optional add-ons like pools and septic systems.
- Pricing: Starts at $45 per month, with premium plans averaging $60 per month.
- Service Fees: $70
Why We Picked Elite Home Warranty
Elite Home Warranty is ideal for Texans who want flexibility in their coverage. It allows homeowners to design plans tailored to their specific needs, making it suitable for new and older homes. With 24/7 customer support, rapid claims processing, and transparent pricing, Elite offers a seamless experience for those looking to protect their homes. It also stands out for its large network of licensed contractors and quick service turnaround.
2. American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: Comprehensive protection for systems, appliances, and unique add-ons like electronics and roof leaks.
- Pricing: Starts at $29 per month, with premium plans averaging $89 per month.
- Service Fees: Options $100, or $125.
Why We Picked American Home Shield (AHS)
As a pioneer in the home warranty industry, AHS has established a reputation for reliability. It’s perfect for older homes, as it imposes no age restrictions on covered items. Their wide array of add-ons, high claim approval rates, and customizable service fees make AHS a top pick for homeowners seeking robust and reliable protection.
3. First American Home Warranty
Plans, Cost & Coverage
- Coverage: Covers core systems and appliances, with options for energy-efficient replacements.
- Pricing: Starting at $47 per month, with premium plans around $87 per month.
- Service Fees: $75, $100 & $125
Why We Picked First American Home Warranty
FAHW is a cost-effective choice for Texans, offering affordable plans without compromising on coverage. Its energy-efficient replacement policy helps reduce utility bills, making it a forward-thinking option. Homeowners appreciate their quick claim resolutions and transparent pricing.
4. Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Appliances limit-$2,000
Plans, Cost & Coverage
- Coverage: Comprehensive plans for appliances, systems, and add-ons like water softeners.
- Pricing: Ranges from $38 to $66 per month.
- Service Fees: $100–$150 based on the plan.
Why We Picked Cinch Home Services
Cinch excels with its 180-day workmanship guarantee, ensuring repairs are done right the first time. Its plans cater to diverse needs, from basic appliance coverage to optional add-ons for Texas-specific items like pools. Extra perks, such as a free water sensor, add significant value to their offerings.
5. 2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: Structural warranties along with plans for home systems and appliances
- Pricing: Basic plans start at $17 and goes up to $69
- Service Fees: $65, $85, $100, depending on the plan
Why We Picked 2-10 Home Buyers Warranty
Specializing in structural coverage, 2-10 is perfect for new homes or custom-built properties in Texas. Their extensive contractor network and focus on quality repairs make them an ideal choice for long-term homeowners seeking comprehensive protection.
6. Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Appliances, systems, and a long list of add-ons like gutter cleaning and pest control
- Pricing: Starts at $50 per month, with premium plans at $60 per month
- Service Fees: $90
Why We Picked Liberty Home Guard
Liberty Home Guard offers one of the widest ranges of add-ons, catering to unique Texas homeowner needs like pest control and pool coverage. Their excellent customer service, multi-year discounts, and high customer satisfaction make them a preferred choice for comprehensive protection.
7. Choice Home Warranty
Plans, Cost & Coverage
- Coverage: Basic and comprehensive plans with options for pool coverage.
- Pricing: Starts at $46 per month, with premium plans around $55 per month.
- Service Fees: $75-$125 per service call
Why We Picked Choice Home Warranty
Choice Home Warranty is a straightforward and affordable option for homeowners who want hassle-free coverage. With no inspection requirements and simple plans, it’s ideal for first-time buyers and budget-conscious families in Texas.
8. Select Home Warranty
Plans, Cost & Coverage
- Coverage: Covers appliances, systems, and optional add-ons like roof leaks and pest control
- Pricing: Basic plans start at $44 per month, with premium options around $47 per month
- Service Fees: $60 – $75
Why We Picked Select Home Warranty
Select Home Warranty is an affordable, straightforward option with transparent pricing. Its frequent discounts and broad coverage options make it a reliable choice for budget-conscious Texas homeowners.
9. ServicePlus Home Warranty
Plans, Cost & Coverage
- Coverage: Systems, appliances, and optional add-ons like standalone freezers and sump pumps.
- Pricing: Plans start at $43 per month, with premium options averaging $79 per month
- Service Fees: $75
Why We Picked ServicePlus Home Warranty
ServicePlus focuses on reliability, ensuring claims are processed quickly. Regular promotions, a vast contractor network, and affordable pricing make them a practical choice for homeowners seeking value without compromising service quality.
10. Old Republic Home Protection
Plans, Cost & Coverage
- Coverage: Systems, appliances, and region-specific upgrades for Texas homes.
- Pricing: Starts at $35 per month, with premium plans averaging $60 per month.
- Service Fees: $85 – $110
Why We Picked Old Republic Home Protection
Old Republic’s regional expertise and tailored plans for Texas homeowners make them a standout choice. With decades of experience, they offer dependable service and customer-focused solutions.
